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Sep 17, The only way your car insurance is going to cover a tree which has fallen on your car is by purchasing comprehensive insurance coverage before the damage occurs.

Key Takeaways If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a bushcutter.buzzted Reading Time: 4 mins. Locust Grove, VA 2. Accardo, Sharon.

Auto Insurance Insurance Consultants & Analysts Homeowners Insurance. Website.Germanna Hwy. Locust Grove, VA From Business: As your personal Farmers Insurance agent located in Locust Grove, I believe in keeping you informed of ways to protect what's important to you. Mar 16, 5. Your car insurance may cover damage to your vehicle from a fallen tree. If a tree falls from your property onto your car, it's your car insurance and not your homeowners insurance that will likely help cover the cost of repairs.

But, the tree doesn't have to be from your property. You likely have coverage if a tree falls on your car, no matter from where. What may not be covered? Your homeowners insurance typically will not cover damage if a tree falls on your car.

However, you may be able to file an auto insurance claim if you have comprehensive coverage on your car insurance policy. Comprehensive coverage typically helps pay to repair damage to your car caused by falling.