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A storm with high winds that topples a healthy tree onto your home.

Apr 02, Keep in mind that comprehensive auto insurance does not cover the removal of fallen trees or branches, just the damage they can do to your car.

You’ll need to find another way to cover the cost of the debris removal. If you're the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car.

If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy.

But, your neighbor's homeowners insurance policy may help cover the damage if it can Estimated Reading Time: 5 mins. Sep 27, Comprehensive car insurance covers falling trees. If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree. You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related damages.

Enter your ZIP code below to find cheap comprehensive car. Sep 17, The only way your car insurance is going to cover a tree which has fallen on your car is by purchasing comprehensive insurance coverage before the damage occurs. Key Takeaways If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a bushcutter.buzzted Reading Time: 4 mins.

May 23, Liability insurance is not going to cover an “act of God” as it is known, or in this case, an act of tree. The only way your car insurance is going to cover a tree which has fallen on your car is by purchasing comprehensive insurance coverage before the damage occurs.